When it comes to protecting your health, sunscreen may not always top the list, but it should. While many people associate sun protection with beach vacations or summer afternoons, the truth is that daily sun exposure can have long-term effects on your skin year-round.

From premature aging to skin cancer prevention, practicing good sun safety habits today can make a major difference in your future health and appearance.

Why Sun Protection Matters

Your skin is your body’s largest organ and serves as your first line of defense against the outside world. Yet many people overlook the importance of protecting it from harmful ultraviolet (UV) rays.

Consistent sun exposure without protection can lead to:

• Sunburn
• Wrinkles and fine lines
• Age spots
• Skin discoloration
• Increased risk of skin cancer

In fact, skin cancer is the most common form of cancer in the United States, affecting millions of Americans every year. UV radiation from the sun and tanning beds is linked to the vast majority of skin cancer cases.

Beyond health risks, UV exposure is also one of the leading causes of visible skin aging. Daily protection can help your skin look healthier and more youthful over time.

5 Essential Sun Safety Tips

1. Wear Sunscreen Every Day

Sunscreen isn’t just for sunny beach days. UV rays can affect your skin even on cloudy or cold days, making daily sunscreen use one of the most important habits for skin protection.

Choose a broad-spectrum sunscreen with SPF 30 or higher to help protect against both UVA and UVB rays. Today’s sunscreens come in a variety of lightweight, non-greasy formulas designed for different skin types and lifestyles.

If you’re unsure which sunscreen is best for you, a dermatologist can help recommend the right option.

2. Reapply Regularly

Applying sunscreen once in the morning isn’t always enough. To maintain protection, sunscreen should be reapplied every two hours especially after swimming, sweating, or towel drying.

Keeping a travel-size sunscreen in your bag or car can make reapplication easier throughout the day.

3. Seek Shade During Peak Sun Hours

The sun’s rays are strongest between 10 a.m. and 4 p.m. Whenever possible, try to stay in shaded areas during these peak hours.

Simple habits like sitting under an umbrella, walking on the shaded side of the street, or taking breaks indoors can help reduce prolonged UV exposure.

4. Wear Protective Clothing

Clothing can provide an extra layer of defense against harmful UV rays. Wide-brimmed hats, sunglasses, and lightweight long sleeves can significantly reduce sun exposure.

For people who spend extended time outdoors, clothing with built-in ultraviolet protection factor (UPF) offers even stronger protection.

5. Don’t Forget Your Eyes and Lips

Sun protection goes beyond your skin. Your eyes and lips are also vulnerable to UV damage.

Choose sunglasses that provide 100% UV protection to help shield your eyes from harmful rays. Lip balm with SPF can also help prevent dry, sunburned lips and reduce long-term sun damage.

The Importance of Annual Skin Checks

Daily sun protection is essential, but routine skin exams are equally important.

Scheduling a yearly skin check with a dermatologist or healthcare provider can help detect skin cancer early, when treatment is often most effective. During an exam, doctors look for unusual moles, new spots, or changes in existing skin marks, including areas that are difficult to examine yourself.

Early detection can make a significant difference in treatment outcomes, especially for melanoma.

Small Habits Can Make a Big Difference

Protecting your skin doesn’t have to be complicated. Simple habits like wearing sunscreen, seeking shade, and scheduling annual skin exams can go a long way toward protecting both your health and appearance.

The choices you make today can help prevent skin damage and reduce future health risks, giving your future self plenty of reasons to thank you.

Advancing Health Equity in the Black Community

Health equity means everyone should have the opportunity to live a healthy life and access the care they need. Yet for many Black Americans, healthcare disparities continue to create barriers that impact overall health, quality of life, and life expectancy.¹

From limited access to preventive care to higher rates of chronic illness, these challenges affect millions of families across the country. Understanding these disparities, and knowing what resources are available can help individuals take important steps toward better health and well-being.

Why Health Equity Matters

Health inequities happen when certain groups face greater obstacles to healthcare, healthy food, housing, transportation, or other resources that support overall wellness.

These barriers can increase the risk of chronic conditions and make it harder for people to receive timely treatment and preventive care.

Staying proactive about your health can make a significant difference. Preventive screenings, routine doctor visits, and understanding your healthcare benefits are all important parts of maintaining long-term wellness.

Mental Health in the Black Community

Mental health remains a major concern in many communities across the U.S. Black Americans are more likely to report persistent feelings of sadness and hopelessness, yet many do not receive the mental health support they need.²

Several factors contribute to this gap, including:

• Limited access to mental healthcare
• Financial barriers
• Social stigma surrounding mental health treatment
• Lack of culturally competent care

Seeking support is an important step toward improving emotional well-being. Therapy, counseling, support groups, and community programs can all play a role in helping individuals manage stress, anxiety, depression, and other mental health conditions.

Diabetes and Nutrition Access

Black Americans are significantly more likely to be diagnosed with diabetes compared to white Americans.³ Healthy eating and regular physical activity are two of the most important ways to reduce the risk of type 2 diabetes.

However, access to nutritious food is not always easy. Many communities face challenges such as limited grocery store access, higher food costs, and fewer healthy food options.

Small lifestyle changes can still have a meaningful impact, including:

• Eating more fruits and vegetables
• Reducing sugary drinks
• Staying physically active
• Scheduling regular health checkups

Community organizations and local food programs may also help families access healthier food options.

Heart Disease and High Blood Pressure

Heart disease continues to disproportionately affect Black Americans. High blood pressure, one of the leading risk factors for heart disease, is more common and often more difficult to control.⁴

Maintaining heart health involves several important habits, including:

• Regular exercise
• Eating a balanced diet
• Managing stress
• Avoiding smoking
• Attending routine doctor visits

Preventive care and early treatment can help reduce the risk of serious complications such as heart attack and stroke.

The Importance of Cancer Screenings

Cancer outcomes also show major disparities within the Black community. Black Americans experience higher death rates and lower survival rates for many forms of cancer.⁵

One of the most effective ways to improve outcomes is through preventive screenings and early detection.⁶

Regular screenings can help detect certain cancers before symptoms appear, increasing the chances of successful treatment. Recommended screenings may include:

• Mammograms
• Colon cancer screenings
• Cervical cancer screenings
• Prostate cancer discussions with a doctor

Knowing your family history and speaking openly with a healthcare provider about risk factors can help determine which screenings are right for you.

Taking Steps Toward Better Health

While healthcare disparities remain a serious issue, access to information, preventive care, and community resources can help individuals take control of their health.

Simple but important steps include:

• Scheduling annual wellness visits
• Understanding your health insurance benefits
• Staying current on preventive screenings
• Finding local support services for food, housing, or transportation
• Prioritizing both physical and mental health

Moving Forward

Advancing health equity requires continued awareness, education, and access to care. By encouraging preventive health habits and connecting communities with available resources, we can help create healthier outcomes for future generations.

Taking care of your health starts with small, consistent actions, and having access to the right support can make all the difference.

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¹Centers for Disease Control and Prevention: Impact of Racism on our Nation’s Health (accessed December 2022): cdc.gov.
²National Alliance on Mental Illness: Identity and Cultural Dimensions (accessed December 2022): nami.org.
³U.S. Department of Health and Human Services Office of Minority Health: Diabetes and African Americans (accessed December 2022): minorityhealth.hhs.gov.
⁴U.S. Department of Health and Human Services Office of Minority Health: Heart Disease and African Americans (accessed December 2022): minorityhealth.hhs.gov.
⁵American Cancer Society: Cancer Disparities in the Black Community (accessed December 2022): cancer.org.
⁶Centers for Disease Control and Prevention: How to Prevent Cancer or Find It Early (accessed December 2022): cdc.gov.

Aging is something we all experience, every single day. But how we age isn’t just left to chance. The small choices you make today can shape not only how long you live, but how well you live.

Healthy aging isn’t about chasing youth or avoiding wrinkles. It’s about maintaining your physical health, supporting your mental well-being, and building emotional resilience over time. With a proactive approach, you can feel stronger, sharper, and more connected at any stage of life.

Here’s how to start.

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1. Move Your Body, Your Way

Exercise is one of the most powerful tools for healthy aging. It strengthens your heart, supports your muscles and joints, and even benefits your brain.

The key? Find movement you actually enjoy. Whether it’s walking, dancing, swimming, or biking, consistency matters more than intensity.

Aim for about 2.5 hours of activity each week, mixing in:

• Aerobic movement (like brisk walking or cycling)
• Strength training (weights or resistance bands)
• Balance exercises (like tai chi or simple one-leg stands)
• Flexibility work (stretching or yoga)

Even everyday activities, like carrying groceries, count.

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2. Eat to Nourish, Not Just to Fill

Food fuels everything your body does, so what you eat plays a big role in how you age.

Focus on a balanced diet that includes:

• Fruits and vegetables
• Whole grains
• Lean proteins
• Healthy fats like nuts and olive oil

Pay attention to nutrition labels and try to limit added sugars and saturated fats. Eating mindfully, and in the right portions, can help maintain energy levels and reduce the risk of chronic disease.

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3. Keep Your Mind Engaged

Your brain needs exercise just like your body does. Staying mentally active can help preserve memory and reduce the risk of cognitive decline.

Challenge your mind by:

• Solving puzzles or playing games
• Learning a new skill or language
• Reading regularly
• Exploring new places like museums or classes

Curiosity is a powerful habit, keep feeding it.

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4. Prioritize Quality Sleep

Sleep is when your body repairs and your brain processes the day. Poor sleep can impact everything from mood to long-term health.

To improve your sleep:

• Stick to a consistent bedtime and wake-up schedule
• Keep your bedroom cool, dark, and quiet
• Avoid screens before bed
• Limit caffeine and heavy meals in the evening

As you age, sleep becomes even more important—so treat it as a priority, not a luxury.

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5. Stay Socially Connected

Human connection plays a bigger role in health than many people realize. Staying social can boost your mood, reduce stress, and even support heart and brain health.

You might:

• Call or visit loved ones regularly
• Join a class or group activity
• Volunteer in your community
• Pick up a hobby that involves others

Strong relationships are a key ingredient in a fulfilling life.

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6. Keep Up with Preventive Care

Routine check-ups, screenings, and vaccinations are essential for catching potential issues early when they’re easier to manage.

Talk with your healthcare provider about what you need each year, and stay organized by tracking appointments. Prevention is one of the simplest ways to protect your future health.

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7. Manage Stress in Healthy Ways

Chronic stress can take a toll on both your body and mind. Finding ways to manage it is essential for long-term well-being.

Try incorporating:

• Deep breathing or mindfulness
• Journaling
• Time in nature
• Gentle physical activity

Even small moments of calm can make a big difference over time.

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Healthy Aging, Not “Anti-Aging”

Aging isn’t something to fight, it’s something to support. By making intentional choices each day, you can build a lifestyle that helps you feel your best now and in the years ahead.

You don’t need a complete life overhaul. Start small. Stay consistent. And remember: every positive step you take today is an investment in a healthier tomorrow.

When most people think about health insurance, they picture doctor visits, hospital bills, and prescription coverage. But today’s health plans are evolving, and they’re designed to do much more than just pay claims.

A modern health plan should support your entire well-being, making it easier to stay healthy, access care, and navigate what can often feel like a complicated system.

Health Is More Than Doctor Visits

In the past, health insurance focused mainly on helping you find care and covering medical costs. While that’s still important, it’s only part of the picture.

Today, there’s a growing understanding that your health is influenced by more than just medical care. It includes:

• Physical health
• Mental and emotional well-being
• Social factors like access to food, housing, and transportation

For example, imagine being discharged from the hospital but not having a way to pick up your medication. Or managing a condition like diabetes without access to healthy food. These challenges can directly impact your recovery and overall health.

That’s why modern health plans are taking a more holistic approach, supporting your whole health, not just isolated medical needs.

Support When You Actually Need It

Let’s be honest, health insurance hasn’t always been easy to use. Long wait times, limited service hours, and confusing processes have left many people frustrated.

But that’s changing.

Today’s health plans are designed to be more accessible and convenient, offering tools and services that fit into your daily life. Many now include:

• Mobile apps to manage your benefits anytime
• Telehealth visits so you can see a doctor from home
• Cost comparison tools to avoid surprise bills
• 24/7 support options via chat or phone

You may also have access to case managers, who can help coordinate care, answer questions, and guide you through more complex health situations.

For those managing chronic conditions, some plans even offer personalized programs with extra support, helping you stay on track and feel more in control of your health.

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Making Healthcare Easier to Navigate

One of the biggest pain points in healthcare is simply knowing what to do.

Should you go to urgent care or the emergency room?
Do you need a referral?
How much will a procedure cost?

A good health plan helps answer these questions before they become stressful problems. With better digital tools and customer support, you can make more informed decisions and get the right care at the right time.

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Your Health Plan Extends Beyond Healthcare

Your health isn’t just shaped in a doctor’s office, it’s influenced by your everyday environment.

That’s why many health plans now partner with community organizations to support things like:

• Access to nutritious food
• Transportation to medical appointments
• Housing assistance
• Fitness and wellness programs

These efforts don’t just improve individual health, they strengthen entire communities.

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The Bottom Line: You Deserve More From Your Health Plan

Your health plan should be more than a card in your wallet. It should be a partner in your well-being.

From simplifying your healthcare experience to supporting your physical, mental, and social needs, today’s health plans are built to help you live a healthier, more confident life.

Because when your health plan truly has your back, taking care of your health becomes a whole lot easier.

Suicide is a deeply painful and complex issue that affects millions of people, families, and communities every year. While the topic can feel overwhelming, understanding the warning signs and knowing how to respond can truly save lives.

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Suicide Warning Signs and How You Can Help

Suicide is a deeply painful and complex issue that affects millions of people, families, and communities every year. While the topic can feel overwhelming, understanding the warning signs and knowing how to respond can truly save lives.

Understanding the Reality of Suicide

Suicide remains one of the leading causes of death in the United States. In 2023 alone, more than 49,000 lives were lost, roughly one every 11 minutes. Globally, it is also a major concern, especially among young people.

Behind these numbers are real people, real struggles, and real opportunities for prevention.

It’s important to recognize a few key truths:

• Suicide is complex: It often involves a mix of mental health challenges, life circumstances, and personal struggles.
• Anyone can be affected: Risk is not limited by age, income, or background.
• Warning signs are common: Many people show signs before attempting suicide.
• Risk increases after an attempt: Previous attempts can raise the likelihood of future ones.

Awareness is one of the most powerful tools we have in preventing suicide.

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A Simple Way to Help: ACT

If you’re worried about someone, you don’t need to have all the answers. A simple framework, ACT, can guide your response:

• Acknowledge their pain
• Care and show compassion
• Take action to help them get support

Even small steps can make a meaningful difference.

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Practical Ways to Support Someone

Be present and create a safe space

Sometimes the most powerful thing you can do is simply be there. Talk privately and give them space to open up. Many people just want to feel heard and understood.

Listen with empathy

Avoid judgment or quick solutions. Focus on understanding their feelings and experiences. Let them know they’re not alone.

Encourage professional help

Gently guide them toward support from a doctor, therapist, or mental health professional. You can even offer to help make the call or go with them to an appointment.

Take immediate action if needed

If someone is in crisis or in danger, don’t wait. Help them access urgent care, whether that means calling a hotline or going to an emergency room.

Talk about safety

Reducing access to harmful items, such as weapons or medications, can significantly lower risk during vulnerable moments.

Follow up

Support doesn’t end after one conversation. Check in regularly and help them stay connected to care and community.

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Building a Strong Support Network

No one should face these challenges alone. A strong support system can include:

• Friends and family for emotional support
• Mental health professionals for expert care
• Community groups for connection and belonging
• Online resources for education and peer support

Encouraging someone to build and rely on this network can be life-changing.

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Important Support Resources

If you or someone you know needs immediate help, these resources are available:

• 988 Suicide & Crisis Lifeline – Call or text 988
• Crisis Text Line – Text TALK to 741741
• The Trevor Project – Call 1-866-488-7386 or text START to 678678

These services are free, confidential, and available 24/7.

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Final Thoughts

Suicide is preventable, and every conversation matters. Recognizing the signs, showing compassion, and helping someone access support can make a life-saving difference.

You don’t have to be an expert to help, just being present, listening, and taking action can change someone’s path.

If you’re ever unsure what to do, start by reaching out. That first step can mean everything.

Managing type 2 diabetes can sometimes feel overwhelming. Between checking your blood sugar, taking medications, planning meals, and staying active, the daily to-do list adds up quickly. But here’s the encouraging part: every step you take to manage your diabetes also helps protect your heart. That’s a powerful two-for-one benefit.

People with type 2 diabetes are at a significantly higher risk of developing heart disease or experiencing a stroke. However, these outcomes are not inevitable. By focusing on a few key health markers, known as the ABCs, you can take control of both your diabetes and your heart health.

A is for A1C

Your A1C test measures your average blood sugar levels over the past two to three months. For most people, the goal is to keep A1C below 7%.

Why does this matter? Because as A1C levels rise above 7%, so does the risk of complications, including heart disease. Getting your A1C checked at least twice a year (or more often if recommended) helps you stay on track and make adjustments when needed.

B is for Blood Pressure

High blood pressure forces your heart to work harder than it should. When combined with diabetes, it significantly increases your risk of heart disease.

A common target is keeping your blood pressure at or below 130/80, though your healthcare provider may set a personalized goal for you. Managing blood pressure is just as important as managing blood sugar, both go hand in hand.

C is for Cholesterol

Cholesterol levels, especially LDL (often called “bad” cholesterol), play a major role in heart health. High LDL can lead to plaque buildup in your arteries, increasing the risk of heart attack and stroke.

For most people with diabetes, the goal is to keep LDL cholesterol below 100 mg/dL. Regular testing and conversations with your healthcare team can help you understand what targets are right for you.

S is for Smoking

If you smoke, quitting is one of the most important steps you can take for your health. Smoking dramatically raises the risk of heart attack, stroke, and even cancer.

The good news is that there are many effective tools available, from medications to lifestyle strategies that can help you quit successfully. Even small steps toward quitting can make a big difference.

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Supporting Your ABCs with Healthy Habits

Managing your ABCs isn’t just about numbers it’s about building sustainable habits that support your overall well-being.

Take Your Medications as Prescribed
Even if you feel fine, it’s important to consistently take medications for diabetes, blood pressure, or cholesterol. Many of these conditions don’t show symptoms, but they still impact your health behind the scenes.

Choose Heart-Healthy Foods
Focus on a balanced diet rich in fruits, vegetables, beans, whole grains, lean proteins, nuts, and fish. Try to limit fried foods, fatty meats, and highly processed items. Small swaps, like choosing grilled instead of fried, can go a long way.

Get Moving
You don’t need intense workouts to make a difference. Aim for at least 30 minutes of physical activity, five days a week. This could be as simple as walking, gardening, or dancing, anything that gets your body moving.

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The Bottom Line

Managing type 2 diabetes isn’t just about controlling blood sugar—it’s about protecting your heart and your future. By focusing on the ABCs (A1C, blood pressure, cholesterol, and smoking) you can reduce your risk of serious complications and feel more in control of your health.

Small, consistent steps can lead to meaningful, lasting change. Start where you are, build gradually, and remember: every healthy choice you make counts.

Ready to take the next step? Fill out a quick form with Health Plans of America, and a licensed health professional will reach out to help you find the right plan for your needs. It’s fast, simple, and puts you one step closer to better health coverage.